Got growing pains or gaps between meeting your payroll and customers paying you? We know these can cripple your cash flow....
Waddle regularly shares client growth stories, thoughts on Fintech, lending, company culture, product strategy and design.
Business owners embrace the idea of invoice finance until the “brain freeze” moment hits as the nuts and bolts of finance contracts are revealed. Businesses are thrust into unsuitable, often mismatched finance products thanks to an inability to see what “better” looks like, thanks to a confusing business financing marketplace evolved [...]Team Waddle
Invoice Discounting and Invoice Finance are terms often switched between lenders when marketing their services. So what’s the difference? Invoice Discounting has historically been used to describe large corporate banking offerings in Australia. Invoice Finance has more commonly been used in European regions. Thankfully [...]Team Waddle
Once you’ve secured your first business loan, depending on your growth cycle, is it worth taking on another loan? i.e. “Loan Stacking” Do you need to evaluate the real commercial benefit from taking on further funds with additional costs? We had a conversation with a Waddle client recently that wanted to take our invoice financing [...]Team Waddle
The term invoice or receivables finance seems to instantly invoke thoughts of factoring in the minds of many business owners and finance directors. Factoring is one of the oldest forms of commercial finance that probably explains this thinking though in more recent times, new technology based lenders are offering very competitive invoice [...]Adam Welsh
Ever invested in anything before? Anyone ever told you to spread your risk? Believe it or not the same can apply to funding your business. Confused? It all comes down to how much security or collateral a lender requires and how much flexibility they will allow if you need to source additional funds against varying assets. SEE ALSO: Why [...]Leigh Dunsford
Image credit: White Horse Coffee Experiencing growth means understanding how supply chain health directly impacts your profitability. There’s rarely (if any) industries that are immune to the disruption caused by a breakdown in supplier relations or change in payment terms. SEE ALSO: 3 Tips For Maximising Wholesale B2B [...]Team Waddle
Invoice Finance and invoice factoring are two financing terms which are thrown around, confused and widely misused by many lenders in the marketplace. Important: Waddle’ cloud accounting add-on is a unique funding program in Australia and even though it falls under the category of invoice financing, it vastly differs to [...]Team Waddle
Business owners new to the modern world of invoice finance often ask “what will my customers think?” First up, what is invoice finance? Modern invoice financing options like Waddle have been created to mimic the simplicity of bank overdrafts. SEE ALSO: Invoice Finance: 3 Cold Hard Facts Why SME’s Embrace The Benefits Lenders provide a [...]Team Waddle
Invoice financing is a product that can now integrate directly into your supply chain as a software add-on. Eliminating payment gaps between the time an invoice is raised and the time customer payments come through, without disrupting existing processes, is critical for improving liquidity and accelerating growth. That’s where invoice [...]Team Waddle
Invoice finance can seem confusing, is it factoring or could it be something you’ve totally overlooked? The reality is that invoice finance and invoice factoring are both financing tools that offer funding based on the same asset, enabling you to access funds tied up in unpaid invoices. SEE ALSO: What is confidential invoice finance [...]Team Waddle